If you own a motorhome, you understand that it’s more than just a vehicle. It’s your home on wheels. This means it likely carries valuable personal items, such as electronics, clothing, camping gear, cookware, and even laptops or bikes. So, what happens if those belongings are damaged or stolen? At Windgate Insurance Agency Inc. in New Windsor, NY, we offer the coverage you need to keep your personal belongings safe in your motorhome.

Understanding Personal Belongings Coverage

Coverage for personal items is often an optional add-on to your motorhome insurance policy, protecting the items you keep inside your RV. If these items are stolen, damaged, or lost due to events such as fire, theft, or extreme weather conditions, this coverage can help you repair or replace them.

This coverage is especially important if you travel frequently or live in your motorhome for extended periods. Unlike auto insurance, which generally doesn’t cover personal items inside your vehicle, motorhome insurance can be customized to offer more comprehensive protection.

Why It’s Worth It

Replacing everything inside your motorhome can get expensive fast. Imagine having to replace clothes, electronics, cooking appliances, and tools after a break-in or storm. Without personal belongings coverage, those costs would come out of your pocket.

Additionally, some campgrounds and remote areas are more prone to theft or extreme weather. Having coverage gives you peace of mind, knowing your lifestyle investment is protected.

Protect More Than Just Your Motorhome

Your motorhome is a major investment, and so are the things inside it. Contact Windgate Insurance Agency Inc. in New Windsor, NY, today to learn more about personal belongings coverage and how we can help you find the proper protection for your RV adventures.