Classic Car Insurance on Car That Doesn’t Run? Yes, and Here’s Why

If you own a classic car, you’re part of a rare and passionate group. Only a small percentage of people have held onto their vehicles long enough to call them classics. You’ve already gone the extra mile in preserving your car over the years. Now, it’s time to ensure your investment is protected—even if your vehicle isn’t road-ready. Classic car insurance through Windgate Insurance Agency Inc., serving New Windsor, NY, is the solution.

It’s About the Car’s Value, Not Whether It Runs

Many classic cars are collectibles, and even if yours isn’t drivable, it may be worth thousands—or more. Risks like fire, theft, vandalism, or storm damage could destroy what you’ve spent years preserving. Without insurance, you’d be left to absorb the financial loss on your own.

Specialized Policies Cover Storage

Insurance companies that specialize in classic cars understand that many of these vehicles spend a significant amount of time off the road. Some policies are specifically designed for cars in storage. This means your vehicle is protected while it’s parked in your garage, not just when it’s being driven.

Comprehensive Coverage for Unexpected Risks

Even if liability coverage isn’t necessary for a car that isn’t in use, comprehensive coverage is still essential. Imagine a pipe bursts and floods your garage, or a fire in another part of your house damages your vehicle. These scenarios aren’t far-fetched, and they’re exactly why comprehensive coverage matters.

Even a parked, silent classic deserves protection. If you own one of these timeless treasures, talk to your local insurance agent at Windgate Insurance Agency Inc., serving New Windsor, NY, about classic car policies. You might be surprised at how easy it is to safeguard your investment, and we’re here to help you every step of the way. Contact us today!