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When was the last time you looked at your insurance paperwork? If you’re like most people, you file your insurance paperwork away and never look at it again. Even if you don’t file a claim, it is in your interest to be aware of the language in your policy.
As an example, you might not know when your umbrella policy expires.
Umbrella Insurance Isn’t Forever
Pull out your umbrella insurance policy and scan it. You’ll find language explaining when the policy expires. Umbrella insurance policies in New Windsor, NY, don’t cover you forever. As a policyholder, you should know your policy’s expiration date.
Mark down your umbrella insurance policy expiration date on your calendar for future reference. Then, renew your policy before the expiration date to continue, upgrade, or downgrade your coverage.
When in Doubt, Communicate
If you can’t find your umbrella insurance policy paperwork, contact your agent or insurer. Ask about the length of the policy protection and the expiration date. This way, you’ll know when the policy is up for renewal.
Though there is no guarantee the insurer will be open to restarting a similar policy after a failure to renew, you can inquire about such a scenario ahead of time.
Contact Windgate Insurance Agency Inc. for a Policy Review or Quote
Our insurance team can help you find the right umbrella policy for your situation. Contact us for a policy review or quote. We’re currently serving New Windsor, NY.