Determine If You Have Adequate Coverage for Your Condo

A simple assessment can help determine whether you have enough condo insurance coverage. Use the following tips to help you pinpoint if your insurance policy needs updating.


Review the location of your condo. Do a lot of burglaries occur in the area? Have you witnessed some natural weather events that have damaged neighboring properties? If you answer yes to either of these questions, you may want to increase your condo policy’s insurance coverage.


Prepare a list of your assets. The list should include furnishings, clothing, artwork, jewelry, tools, recreational equipment, and any other valuable possessions. Review your insurance policy. The review will provide insight concerning the coverage amount you currently qualify for.

You may notice that one or more of your assets aren’t covered or not provided with sufficient coverage. If so, you will need to have your condo insurance policy updated.

Structural Design

Inspect the structural design of your condo. The design may influence the likelihood of your residence becoming damaged in the future.

For instance, if your home is not adequately insulated, it may risk encountering water damage. Seek repairs to the structure if needed. Once repairs have been made, have your condo insurance policy reviewed and modified.

Contact Windgate Insurance Agency Inc.

Your condo is likely one of the largest investments that you have made in your life. It is important to equip your condo with adequate insurance coverage for the entire duration you reside in your home.

Contact one of our agents who serve New Windsor, NY. An agent at Windgate Insurance Agency Inc. will schedule an appointment to update your existing insurance policy.